"We need more innovative products and distribution channels as traditional channels have failed to spread the insurance net beyond a point," Amitabh Jain, motor underwriting head at ICICI Lombard General Insurance, told reporters here.
He said around 40 per cent of cars and 70 per cent of two-wheelers are said to be uninsured in the country. "The number of uninsured vehicles are so huge that an estimated 40 per cent of cars and a whopping 70 per cent of two-wheelers do not have an insurance cover."
The general insurer said there is an urgent need for having a consolidated industry data and detailed risk information about customers in the motor insurance segment. On health insurance, Jain said though this segment had seen significant growyh in the recent past, it is yet to catch up with low and medium income peers.
He said a major headway has been achieved among rural population in the recent past, but urban poor are still neglected in the health insurance landscape.
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